Terms of Service

Applicable to all purchases of Drop With Nicco mentorship, community access, and related digital products.

These Terms of Service (“Terms”) govern the purchase and use of the Drop With Nicco mentorship program, community access, sourcing engagement, and all related digital materials (collectively, the “Program”) sold by Drop With Nicco and its principal Nicco (collectively, “Company,” “we,” “us,” or “our”) to you (the “Buyer,” “Student,” “you,” or “your”).

1. Acceptance

By clicking “pay,” “subscribe,” “join,” “enroll,” “agree,” or any functionally equivalent affirmation on the checkout page — or by ticking the “I agree to the Terms of Service” consent element presented at checkout — you affirmatively acknowledge that you have read, understood, and agreed to be bound by these Terms in full. The checkout platform records the timestamp and network address of that acceptance, and that record constitutes conclusive evidence of your assent for all purposes, including any subsequent chargeback, dispute, or legal proceeding.

You additionally deem-accept these Terms if, after payment or financing approval, you (a) access the private community; (b) attend, in whole or in part, the founder onboarding call; (c) view, download, or otherwise consume any Program material; or (d) participate in any group call, private communication channel, or sourcing engagement.

2. Nature of the Product — Digital, Immediately Delivered

The Program is a digital product. It consists of, without limitation:

• Immediate access to the private community and its lesson modules, video content, written frameworks, supplier references, pricing playbooks, and supporting documents;
• Live and recorded group calls hosted by the Founder and senior community members;
• A scheduled one-on-one onboarding call with the Founder, Nicco;
• The Company’s 90-Day Product Source Guarantee obligations, as defined in Section 4;
• Ongoing peer-to-peer networking, deal-flow conversations, and introductions inside the community.

Delivery of the Program is deemed complete the moment your account is provisioned and your onboarding session is calendared. From that instant forward, the entirety of the intellectual property, network, and time-value of the Founder has been transferred to you and cannot be returned, un-viewed, un-downloaded, or un-learned. The 90-Day Product Source Guarantee described in Section 4 exists as an independent, contractual money-back remedy notwithstanding this delivery status.

3. The Program Tiers

The Program is offered in multiple tiers, each including access to the private community, group calls, and the founder onboarding session. Higher tiers include additional 1:1 attention, done-with-you deliverables, and extended supplier introductions. The 90-Day Product Source Guarantee described in Section 4 applies identically to every tier. Tier pricing is disclosed at checkout.

4. The 90-Day Product Source Guarantee

4.1 What “satisfaction” means for purposes of this guarantee

The satisfaction standard is the Buyer’s own. You are not required to prove the Program failed you, and the Company will not litigate whether your dissatisfaction is objectively reasonable. Provided the qualifying conditions in Section 5 are satisfied and the claim is filed inside the 90-day window per Section 6, the Company will honor the refund on the Buyer’s written statement that the Buyer is not satisfied.

5. Qualifying Conditions (Mechanically Verified)

The guarantee in Section 4 is triggered only if you complete both of the following during the 90-day guarantee window. These conditions are verified mechanically, against platform logs. No subjective, discretionary, or good-faith evaluation is applied.

1. Live-call attendance — active, camera-on participation. You must attend, live, at least eighty percent (80%) of the scheduled Drop With Nicco live group calls held during the 90-day window, with a minimum of forty (40) continuous minutes present per counted session. A session counts toward attendance only if you are active and attentive, with your camera enabled and your live video feed visible to the host for the duration of your presence. Joining a call while doing nothing is not attendance: sessions joined with the camera disabled, joined audio-only, left running while you are away from or not watching the session, or otherwise attended without visible engagement are not counted toward the attendance requirement. Attendance and camera-on participation are measured by the Company’s call-platform records, including join/leave timestamps, video-on duration, and engagement indicators. Recordings viewed after the fact do not count.
2. Module completion. You must complete one hundred percent (100%) of the Program’s modules inside the private community, as tracked by the platform’s lesson-completion timestamps. Marking a lesson complete without a corresponding view timestamp does not satisfy this condition.

The 90-day window begins on the calendar day of enrollment (payment date) and ends 90 calendar days thereafter. Time paused voluntarily by the Buyer — travel, personal matters, elective breaks — does not extend the window unless a written extension is granted by the Company in advance and in writing.

6. Claim Process — Must Be Filed Inside the 90-Day Window

1. File. A satisfaction-guarantee claim must be submitted in writing to support@dropwithnicco.com on or before the last day of the 90-day guarantee window (i.e., not later than day 90 measured from the enrollment date). A claim postmarked, sent, or received after day 90 is time-barred and will not be honored under Section 4. The written claim must state (a) your name, (b) the email associated with your enrollment, (c) your enrollment date, and (d) a written statement that you are not satisfied with the Program.
2. Verify. Within five (5) business days of receipt of the claim, the Company will verify your satisfaction of both qualifying conditions in Section 5 against the platform logs, and will send you the specific records reviewed, so that you may inspect the same data the Company relied on.
3. Refund. If both qualifying conditions are satisfied and the claim was filed inside the 90-day window, the Company will issue a full refund of the amount actually paid by the Buyer to the Company, to the original payment method, within ten (10) business days of verification. Upon issuance of the refund, the Buyer’s Program access is terminated, the license granted under the EULA terminates, and the confidentiality and non-use obligations of Section 12 continue in force perpetually.

7. Refund Amount and Scope

• Refund amount: the actual amount paid by the Buyer to the Company as of the date the claim is filed. If the Buyer paid via installments, only installments actually received by the Company are refunded; future installments not yet due are not owed by the Buyer and are not refunded by the Company.
• Third-party financing: where payment was made through a third-party lender (e.g., Affirm, Klarna, Afterpay, PayPal Credit), the Company’s refund is issued to the payment path of record. Any interest, financing fees, or lender-side charges are between the Buyer and the lender and are not refunded by the Company.
• One claim per enrollment. The guarantee may be invoked once per enrollment. Reinstatement of a lapsed or voluntarily-terminated enrollment does not reset the guarantee window.
• Non-transferable. The guarantee is personal to the enrolled Buyer and may not be assigned, transferred, or exercised by any other party.

8. The Guarantee Is the Buyer’s Refund Path — Not Chargeback

The satisfaction-guarantee process described in Sections 4 through 7 is the sole and exclusive channel for a Buyer who is dissatisfied to obtain a refund. You may not invoke the guarantee while simultaneously initiating a credit-card chargeback, debit-card dispute, financing-provider dispute, lender-initiated clawback, or ACH return; doing so waives the guarantee remedy in full and constitutes a material breach of these Terms. The purpose of this bar is not to prevent refunds — the guarantee itself grants a full refund on the terms described — but to ensure that qualifying conditions can be verified against Company records before a payment reversal is initiated.

9. No Refunds Outside the Guarantee (Except As Provided in the Refund Policy)

Outside of the 90-Day Product Source Guarantee described in Sections 4 through 7 and the narrowly-defined mechanical circumstances described in the Refund Policy, all sales are final and non-refundable. Refund requests grounded in the following circumstances will be denied because they fall outside both the guarantee (either the qualifying conditions were not met or the claim was not filed inside the 90-day window) and the mechanical exceptions:

• You have changed your mind, developed cold feet, or experienced a decline in motivation subsequent to purchase, and you did not either (i) complete the qualifying conditions and file inside the 90-day window, or (ii) qualify under a Refund Policy Section 6 exception;
• You believe you do not have sufficient time or current life capacity to consume the materials, and you did not complete the qualifying conditions;
• You have not accessed the community, attended the founder call, or implemented any portion of the curriculum, access having nonetheless been granted, and you did not file a satisfaction claim inside the 90-day window;
• You filed a satisfaction-guarantee claim after day 90;
• You failed to satisfy one or both of the qualifying conditions in Section 5.

10. Installment and Financing Obligations

If you elect to pay for the Program in installments, you acknowledge that (a) your obligation to pay each installment when due is independent of your subjective satisfaction, attendance, or business results, except where you have properly invoked and been granted the 90-Day Product Source Guarantee remedy under Sections 4–7 (in which case your remaining installment obligations to the Company are extinguished and any installments already paid are refunded per Section 7); (b) the Company has fully earned and delivered the digital product at the moment access is provisioned, regardless of whether all installments have yet been paid; and (c) any failure, refusal, or reversal of any scheduled installment payment — including via chargeback, dispute, lender clawback, ACH reversal, or voluntary cancellation of a payment method — outside of the guarantee process constitutes a material breach of these Terms, immediately accelerating the entire remaining balance and rendering it due in full, together with a late fee equal to the greater of $150 or five percent (5%) of the accelerated balance, plus any costs of collection.

11. Chargeback and Payment-Reversal Bar

You expressly agree that you will not initiate, and you waive any right to initiate, any credit-card or debit-card chargeback, dispute, financing-provider dispute, lender-initiated clawback, or ACH return based on dissatisfaction, cold feet, scheduling, changed circumstances, buyer’s remorse, or any claim of non-delivery that is not factually accurate. If you are dissatisfied, your remedy is the 90-Day Product Source Guarantee process described in Sections 4 through 7. Chargeback is not a permitted alternative to that process.

The initiation of any contractually-barred dispute is itself a material breach of these Terms. In such event, the Company is entitled to (i) submit these Terms — along with the Buyer’s checkout timestamp, network address, order record, community access logs, and any other consented data — as conclusive evidence in the dispute; (ii) recover the disputed amount, any resulting fees, and all costs of defending the dispute (including reasonable attorneys’ fees); (iii) immediately suspend or terminate your access to the Program; and (iv) pursue any additional remedies listed in Section 13.

12. Intellectual Property, Confidentiality, and Use Restrictions

All materials made available inside the community, on group calls, in the founder onboarding session, and through any private communication channel — including supplier names, supplier contact information, freight and logistics partners, pricing sheets, sales scripts, marketing playbooks, financial frameworks, and derivative community discussion (the “Materials”) — are the exclusive intellectual property of the Company and the Founder.

You agree that you will not, directly or indirectly:

• Copy, reproduce, redistribute, repost, resell, sublicense, or publicly disclose any portion of the Materials in any form — including by screen recording, screenshot, transcription, summarization, or training of any artificial-intelligence model;
• Share, transfer, or otherwise grant any third party access to your community account, your purchase, the founder onboarding call, or any private community space;
• Use the Materials, supplier relationships, or community contacts to launch, operate, or assist any competing program, coaching offer, mastermind, or educational product;
• Disclose, publish, or otherwise communicate the contents of any private conversation with the Founder, the Company’s staff, or any other member of the community.

These obligations are perpetual and survive any termination of your access to the Program, including any termination effected through the 90-Day Product Source Guarantee refund process.

Any breach of this Section 12 would cause the Company harm that is difficult to quantify in conventional damages. Accordingly, in the event of any such breach, the Company shall be entitled to liquidated damages equal to ten (10) times the original Program purchase price, without prejudice to the Company’s right to seek equitable relief, including a temporary restraining order and permanent injunction.

13. Reservation of Rights and Legal Remedies

The Company expressly reserves all rights and remedies available to it at law and in equity. In the event of any breach of these Terms, the Company reserves the right to pursue any and all of the following remedies without further notice: (i) referral of the account to a third-party collections agency; (ii) reporting of delinquency to applicable consumer-credit bureaus where permitted by law; (iii) filing of a civil action for breach of contract, conversion, unjust enrichment, misappropriation of trade secrets, and/or tortious interference; (iv) recovery of the full original Program price, plus liquidated damages, costs of collection, and reasonable attorneys’ fees; (v) injunctive relief; and (vi) immediate suspension or termination of Program access.

14. Results, Risk, and No Guarantee of Business Outcomes

The 90-Day Product Source Guarantee described in Section 4 is a satisfaction-based money-back guarantee, not a guarantee of any particular business outcome. Income, revenue, resale volume, profit realization, sourcing timelines, supplier terms, and any other downstream business-outcome examples shared by the Founder, the Company, or any community member are illustrative and are not guarantees of your personal results. Your success depends on factors unique to you, including your effort, capital, market conditions, execution quality, regulatory environment, and operational discipline. You assume full responsibility for your own business decisions. Beyond the specific satisfaction-refund remedy described in Sections 4 through 7, the Company makes no representation that you will achieve any particular financial outcome.

15. Third-Party Vendors — Suppliers, Freight, Forwarding, and Importing

The Program includes introductions and referrals to independent third parties — product suppliers, manufacturers, factories, freight forwarders, customs brokers, carriers, insurers, and logistics providers (collectively, “Third-Party Vendors”). You acknowledge and agree:

• We are not your forwarder, broker, carrier, insurer, or importer. The Company does not ship, transport, freight-forward, consolidate, customs-clear, import, export, warehouse, or deliver any goods for you, and does not act as importer of record, freight forwarder, NVOCC, customs broker, carrier, or insurer in connection with any transaction you enter into — even where the vendor involved was introduced through the Program.
• Your deals are strictly between you and the Third-Party Vendor. Every sourcing deal, purchase order, freight booking, or import transaction you pursue is a separate transaction solely between you and that Third-Party Vendor. The Company is not a party to, and has no obligations or liability under, any such transaction — including its pricing, terms, performance, or outcome.
• Introduction is not endorsement. No introduction, referral, supplier name, or pricing reference constitutes a representation, warranty, endorsement, or guarantee of any Third-Party Vendor’s performance, reliability, product quality, pricing, legality, or compliance. You are solely responsible for your own due diligence on every vendor and every deal before you commit funds.
• You are the importer of record. All import, customs, freight, and logistics obligations, costs, risks, and compliance requirements rest solely with you — including product-safety, labeling, testing, and certification rules; customs classification and valuation; duties, tariffs, taxes, bonds, permits, licenses, and insurance; and any restricted- or prohibited-goods determinations applicable to what you choose to buy.
• No liability for vendor, shipment, or customs outcomes. To the maximum extent permitted by law, the Company has no liability whatsoever for any loss arising from any Third-Party Vendor or any goods you source — including supplier non-performance or default; production delays; product defects, shortages, mis-shipments, or quality failures; freight damage, loss, or delay; demurrage, detention, storage, port congestion, or unloading costs; customs penalties, fines, holds, inspections, or seizures; duty or tariff changes; or the acts or omissions of any forwarder, broker, carrier, or agent.
• You bear your own deal risk. Any payment you make to a Third-Party Vendor is made at your own risk, and you will not seek to recover any such payment from the Company.

You agree to defend, indemnify, and hold harmless the Company, the Founder, and their respective officers, employees, and agents from and against any claim, demand, loss, liability, fine, penalty, or expense (including reasonable attorneys’ fees) arising out of or relating to (a) your transactions with any Third-Party Vendor; (b) the goods you source, purchase, import, store, or resell; or (c) your failure to comply with any import, export, customs, tax, or product-compliance law or regulation.

16. Governing Law, Venue, and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-laws principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Program shall be resolved exclusively by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, with the seat of arbitration in Denton County, Texas. Judgment on the award may be entered in any court having jurisdiction. The prevailing party shall be entitled to recover its reasonable attorneys’ fees and costs. You waive any right to participate in a class action, collective action, or representative proceeding against the Company.

Notwithstanding the foregoing, the Company may seek injunctive or other equitable relief in any court of competent jurisdiction in Texas to protect its intellectual property, confidential information, or supplier relationships.

17. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the Company’s aggregate liability arising out of or relating to these Terms or the Program exceed the total amount actually paid by you to the Company for the Program. In no event shall the Company be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost business opportunities, lost data, or any import, customs, freight, forwarding, or logistics cost, loss, or penalty described in Section 15.

18. Data Retention

You acknowledge and agree that the Company retains, for a minimum of seven (7) years, your order data, consent timestamp, network address, community access logs, group-call attendance and engagement logs (including camera-on status), intake submissions, and communications with the Company, for the purposes of (i) mechanically verifying qualifying conditions if a satisfaction-guarantee claim is filed; (ii) defending against actual or threatened chargebacks, disputes, or legal claims; (iii) satisfying accounting, tax, and other legal obligations; and (iv) enforcing these Terms.

19. Modifications; Severability; Entire Agreement

The Company may update these Terms from time to time. The version in effect at the time of your purchase controls that purchase; subsequent modifications apply prospectively.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. These Terms, together with your order record and any written sourcing intake accepted by the Company, constitute the entire agreement between the parties and supersede any prior representation, oral or written.

20. Buyer Acknowledgment

By completing checkout, by accessing the community, by attending the founder onboarding call, or by consuming any portion of the Materials, you confirm that you have read these Terms in their entirety, that you have had the opportunity to ask any questions prior to enrolling, and that you knowingly and voluntarily agree to be bound by each of their terms. You specifically acknowledge that: (a) the Program is a digital product and access has been delivered to you in full; (b) the only refund paths available are the 90-Day Product Source Guarantee (Sections 4–7) and the mechanically-verifiable circumstances described in the Refund Policy; (c) any installment or financing obligation is unconditional except where extinguished through the guarantee process; (d) you will not initiate a chargeback, dispute, or lender reversal in violation of these Terms — if dissatisfied, you will use the guarantee process; and (e) the Company reserves all legal rights and remedies described above.